Best Life Insurance 2026

Best life insurance companies of 2026. Term life from $15/month. Compare Northwestern Mutual, Haven Life, State Farm and more.

Average Cost: $15–$50/month (term)

#1 State Farm

Best overall for life insurance • Top-rated • Nationwide coverage

#2 Nationwide

Best value life insurance • Competitive rates • Strong financial rating

#3 Liberty Mutual

Customizable life insurance • 12-month rate guarantee

#4 Nationwide

Vanishing deductible • SmartRide usage-based program

#5 Allstate

Most coverage add-ons • Drivewise & Milewise programs • A+ rated